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CTP reduction in NSW for Bikes.

 
 
schroda
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      01-12-2012, 02:57 AM
A bit of good news regarding CTP in NSW for a change.
I got a bit lucky, my rego for my Trixie was due mid december.
But money was a bit tight, so I decided to wait till January.
Late in December I read on some website, that as of january CTP for
bikes was to be reduced by up to 30%. But have not heard of it
anywhere since.
This was an Initiative of the new state government. A mob I didn't
vote for and never will.
But credit where it is due.
So I rang up NRMA to see about a new CTP for my bike.
I told the girl at the NRMA about the change that I had read about.
See certainly thought I "was dreaming".
My Original CTP with NRMA was $485.33. The revised CTP is now $382.80
 
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Bob Milutinovic
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      01-13-2012, 10:11 AM
"schroda" <(E-Mail Removed)> wrote in message
news:9e465395-5826-485b-ba59-(E-Mail Removed)...
>A bit of good news regarding CTP in NSW for a change.
> I got a bit lucky, my rego for my Trixie was due mid december.
> But money was a bit tight, so I decided to wait till January.
> Late in December I read on some website, that as of january CTP for
> bikes was to be reduced by up to 30%. But have not heard of it
> anywhere since.
> This was an Initiative of the new state government. A mob I didn't
> vote for and never will.
> But credit where it is due.
> So I rang up NRMA to see about a new CTP for my bike.
> I told the girl at the NRMA about the change that I had read about.
> See certainly thought I "was dreaming".
> My Original CTP with NRMA was $485.33. The revised CTP is now $382.80


Maybe you were dreaming?

I've just had a look at greenslips.nsw.gov.au and with the exception of one
insurer, the prices're just as painful as they've always been.

Allianz stands out with just wanting $457 for a year. The others though
range from $543 (QBE) to $604 (NRMA).

What capacity's your engine? It might be that just the 250s are cheaper?

--
Bob Milutinovic
Cognicom

 
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Nev..
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      01-13-2012, 11:50 PM
On 13-Jan-12 22:11, Bob Milutinovic wrote:

> Maybe you were dreaming?
>
> I've just had a look at greenslips.nsw.gov.au and with the exception of
> one insurer, the prices're just as painful as they've always been.
>
> Allianz stands out with just wanting $457 for a year. The others though
> range from $543 (QBE) to $604 (NRMA).
>
> What capacity's your engine? It might be that just the 250s are cheaper?


It was announced a few weeks ago

http://www.skynews.com.au/businessne...id=697920&vId=

Nev..

 
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Bob Milutinovic
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      01-14-2012, 11:19 AM
"Nev.." <(E-Mail Removed)> wrote in message
news:7d-(E-Mail Removed)...
> On 13-Jan-12 22:11, Bob Milutinovic wrote:
>
>> Maybe you were dreaming?
>>
>> I've just had a look at greenslips.nsw.gov.au and with the exception of
>> one insurer, the prices're just as painful as they've always been.
>>
>> Allianz stands out with just wanting $457 for a year. The others though
>> range from $543 (QBE) to $604 (NRMA).
>>
>> What capacity's your engine? It might be that just the 250s are cheaper?

>
> It was announced a few weeks ago
>
> http://www.skynews.com.au/businessne...id=697920&vId=


Thanks for the link, Nev.

Given there're two Vulcan Classics in the provided photo, I'm sure this must
apply to me - but I'm just not seeing it. Either the RTA proxy web site is
using out-of-date data (which it shouldn't be, as it's supposed to be a
"live" comparison), or there's something else afoot.

I'll give it another try in a week or so, after the civil servants have
woken up from the holiday sleep, or (if I can be arsed) diddle with
different postcodes to see if they deem me more likely to kill or
permanently mame someone by virtue of my locale.

--
Bob Milutinovic
Cognicom

 
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Nev..
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      01-14-2012, 11:53 AM
On 14-Jan-12 23:19, Bob Milutinovic wrote:
> "Nev.." <(E-Mail Removed)> wrote in message
> news:7d-(E-Mail Removed)...
>> On 13-Jan-12 22:11, Bob Milutinovic wrote:
>>
>>> Maybe you were dreaming?
>>>
>>> I've just had a look at greenslips.nsw.gov.au and with the exception of
>>> one insurer, the prices're just as painful as they've always been.
>>>
>>> Allianz stands out with just wanting $457 for a year. The others though
>>> range from $543 (QBE) to $604 (NRMA).
>>>
>>> What capacity's your engine? It might be that just the 250s are cheaper?

>>
>> It was announced a few weeks ago
>>
>> http://www.skynews.com.au/businessne...id=697920&vId=

>
> Thanks for the link, Nev.
>
> Given there're two Vulcan Classics in the provided photo, I'm sure this
> must apply to me - but I'm just not seeing it.


You're looking at a photo of motorcycles attached to a news article on
skynews website, and you're jumping to the conclusion that the specific
motorcycles in the photo are directly related to the content of the
article, rather than the image just randomly plucked by a copy editor
from a disk file which contains thousands and thousands of images of
things, so that people who are reading an article about motorcycles will
be able to see what a motorcycle approximately looks like and won't get
confused and think that a motorcycle is something completely different.

Nev..


 
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Bob Milutinovic
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      01-14-2012, 03:20 PM
"Nev.." <(E-Mail Removed)> wrote in message
news:(E-Mail Removed). au...
> On 14-Jan-12 23:19, Bob Milutinovic wrote:
>> "Nev.." <(E-Mail Removed)> wrote in message
>> news:7d-(E-Mail Removed)...
>>> On 13-Jan-12 22:11, Bob Milutinovic wrote:
>>>
>>>> Maybe you were dreaming?
>>>>
>>>> I've just had a look at greenslips.nsw.gov.au and with the exception of
>>>> one insurer, the prices're just as painful as they've always been.
>>>>
>>>> Allianz stands out with just wanting $457 for a year. The others though
>>>> range from $543 (QBE) to $604 (NRMA).
>>>>
>>>> What capacity's your engine? It might be that just the 250s are
>>>> cheaper?
>>>
>>> It was announced a few weeks ago
>>>
>>> http://www.skynews.com.au/businessne...id=697920&vId=

>>
>> Thanks for the link, Nev.
>>
>> Given there're two Vulcan Classics in the provided photo, I'm sure this
>> must apply to me - but I'm just not seeing it.

>
> You're looking at a photo of motorcycles attached to a news article on
> skynews website, and you're jumping to the conclusion that the specific
> motorcycles in the photo are directly related to the content of the
> article, rather than the image just randomly plucked by a copy editor from
> a disk file which contains thousands and thousands of images of things, so
> that people who are reading an article about motorcycles will be able to
> see what a motorcycle approximately looks like and won't get confused and
> think that a motorcycle is something completely different.


Sorry, I forgot to include the obligatory ":-P" after that comment. Yes, I
realise it's a stock photo taken in the USA and has nothing to do with the
matter at hand (other than, as you say, depicting the variety of vehicle
they're referring to).

--
Bob Milutinovic
Cognicom

 
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George W Frost
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      01-14-2012, 07:55 PM

"Bob Milutinovic" <(E-Mail Removed)> wrote in message
news:4f11ab98$(E-Mail Removed)...
> "Nev.." <(E-Mail Removed)> wrote in message
> news:(E-Mail Removed). au...
>> On 14-Jan-12 23:19, Bob Milutinovic wrote:
>>> "Nev.." <(E-Mail Removed)> wrote in message
>>> news:7d-(E-Mail Removed)...
>>>> On 13-Jan-12 22:11, Bob Milutinovic wrote:
>>>>
>>>>> Maybe you were dreaming?
>>>>>
>>>>> I've just had a look at greenslips.nsw.gov.au and with the exception
>>>>> of
>>>>> one insurer, the prices're just as painful as they've always been.
>>>>>
>>>>> Allianz stands out with just wanting $457 for a year. The others
>>>>> though
>>>>> range from $543 (QBE) to $604 (NRMA).
>>>>>
>>>>> What capacity's your engine? It might be that just the 250s are
>>>>> cheaper?
>>>>
>>>> It was announced a few weeks ago
>>>>
>>>> http://www.skynews.com.au/businessne...id=697920&vId=
>>>
>>> Thanks for the link, Nev.
>>>
>>> Given there're two Vulcan Classics in the provided photo, I'm sure this
>>> must apply to me - but I'm just not seeing it.

>>
>> You're looking at a photo of motorcycles attached to a news article on
>> skynews website, and you're jumping to the conclusion that the specific
>> motorcycles in the photo are directly related to the content of the
>> article, rather than the image just randomly plucked by a copy editor
>> from a disk file which contains thousands and thousands of images of
>> things, so that people who are reading an article about motorcycles will
>> be able to see what a motorcycle approximately looks like and won't get
>> confused and think that a motorcycle is something completely different.

>
> Sorry, I forgot to include the obligatory ":-P" after that comment. Yes, I
> realise it's a stock photo taken in the USA and has nothing to do with the
> matter at hand (other than, as you say, depicting the variety of vehicle
> they're referring to).
>
> --
> Bob Milutinovic
> Cognicom
>


But Bob

""
The only motorcyclists who won't benefit from the changes are those who ride
bikes in the 1126 to 1325 CC class, who will pay $29 more for their CTP
insurance than they did last year.""
What about the class of motorcycle with a capacity of over 1325cc
Such as any Harley other than Sporties and Goldwings and others, since 1982?


 
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Zebee Johnstone
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      01-14-2012, 09:05 PM
In aus.motorcycles on Sun, 15 Jan 2012 07:55:08 +1100
George W Frost <(E-Mail Removed)> wrote:
>
> The only motorcyclists who won't benefit from the changes are those who ride
> bikes in the 1126 to 1325 CC class, who will pay $29 more for their CTP
> insurance than they did last year.""
> What about the class of motorcycle with a capacity of over 1325cc
> Such as any Harley other than Sporties and Goldwings and others, since 1982?
>


They get cheaper green slips too.

****ed me off mightily that did, just what bikes are in the 1200 to
1325 class that are making big 3rd party claims?

Sportsters? Old Goldwings? BMW twins?

Zebee
 
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Bob Milutinovic
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      01-15-2012, 04:03 AM
"George W Frost" <(E-Mail Removed)> wrote in message
news:MYlQq.1539$(E-Mail Removed) nd.com...
>
> "Bob Milutinovic" <(E-Mail Removed)> wrote in message
> news:4f11ab98$(E-Mail Removed)...
>> "Nev.." <(E-Mail Removed)> wrote in message
>> news:(E-Mail Removed). au...
>>> On 14-Jan-12 23:19, Bob Milutinovic wrote:
>>>> "Nev.." <(E-Mail Removed)> wrote in message
>>>> news:7d-(E-Mail Removed)...
>>>>> On 13-Jan-12 22:11, Bob Milutinovic wrote:
>>>>>
>>>>>> Maybe you were dreaming?
>>>>>>
>>>>>> I've just had a look at greenslips.nsw.gov.au and with the exception
>>>>>> of
>>>>>> one insurer, the prices're just as painful as they've always been.
>>>>>>
>>>>>> Allianz stands out with just wanting $457 for a year. The others
>>>>>> though
>>>>>> range from $543 (QBE) to $604 (NRMA).
>>>>>>
>>>>>> What capacity's your engine? It might be that just the 250s are
>>>>>> cheaper?
>>>>>
>>>>> It was announced a few weeks ago
>>>>>
>>>>> http://www.skynews.com.au/businessne...id=697920&vId=
>>>>
>>>> Thanks for the link, Nev.
>>>>
>>>> Given there're two Vulcan Classics in the provided photo, I'm sure this
>>>> must apply to me - but I'm just not seeing it.
>>>
>>> You're looking at a photo of motorcycles attached to a news article on
>>> skynews website, and you're jumping to the conclusion that the specific
>>> motorcycles in the photo are directly related to the content of the
>>> article, rather than the image just randomly plucked by a copy editor
>>> from a disk file which contains thousands and thousands of images of
>>> things, so that people who are reading an article about motorcycles will
>>> be able to see what a motorcycle approximately looks like and won't get
>>> confused and think that a motorcycle is something completely different.

>>
>> Sorry, I forgot to include the obligatory ":-P" after that comment. Yes,
>> I realise it's a stock photo taken in the USA and has nothing to do with
>> the matter at hand (other than, as you say, depicting the variety of
>> vehicle they're referring to).
>>
>> --
>> Bob Milutinovic
>> Cognicom
>>

>
> But Bob
>
> ""
> The only motorcyclists who won't benefit from the changes are those who
> ride bikes in the 1126 to 1325 CC class, who will pay $29 more for their
> CTP insurance than they did last year.""


Mine's a "mid-sized" cruiser with an 805cc engine, so that part's irrelevant
(or at least it should be).

I've now re-diddled the RTA form with an "Eastern Suburbs" (as they reported
in the article) postcode, and even tried a couple of the insurers' own
online quoting systems, only to discover that indeed I'm no less shafted
this year than I was last year (+/- a few dollars anyway).

Re-doing it again with their quoted example of a 500cc bike though, I find
the prices are indeed lower - as low as $300 from Allianz (still around $390
from the others though). That's in the 226-725cc range, whereas mine's in
the 726-1125cc range.

That of course does nothing to account for weight, power-to-weight or other
performance criteria - though I've a (in their eyes) "hefty" 805cc engine
capacity, there're quite a few 250s (and even some 125s) which'll
out-accelerate and out-speed my bike with ease. Surely they're more likely
to mame someone?

--
Bob Milutinovic
Cognicom

 
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Nev..
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      01-15-2012, 04:47 AM
On 15-Jan-12 09:05, Zebee Johnstone wrote:
> In aus.motorcycles on Sun, 15 Jan 2012 07:55:08 +1100
> George W Frost<(E-Mail Removed)> wrote:
>>
>> The only motorcyclists who won't benefit from the changes are those who ride
>> bikes in the 1126 to 1325 CC class, who will pay $29 more for their CTP
>> insurance than they did last year.""
>> What about the class of motorcycle with a capacity of over 1325cc
>> Such as any Harley other than Sporties and Goldwings and others, since 1982?
>>

>
> They get cheaper green slips too.
>
> ****ed me off mightily that did, just what bikes are in the 1200 to
> 1325 class that are making big 3rd party claims?


Not living in NSW I have little knowledge of the green slip system.. but
I did go to the calculator and plug in some numbers just to get a
comparison to Victorian CTP. I don't quite understand the breakdown of
charges. There is a premium, this covers the medical etc expenses
arising from a vehicle accident. Then there is an MAA premium, which
covers the cost of accident and hospital expenses, and then there is a
lifetime care levy, which covers ongoing costs. OK so the bit I don't
understand is, if the MAA levy covers you to get to hospital after an
accident, and the cost of hospital services, and the lifetime levy
covers any ongoing costs, then WTF does the actual insurance premium
cover you for?

Nev..
 
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