After some absolutely ridiculous quotes for bike insurance can anybody point
me to a 'reasonable' company?
Not sure what type of policy I can afford yet but probably f & T)
Thanks for your time
Karen

In aus.motorcycles on Mon, 18 Dec 2006 16:35:27 +0900
Ilubmeboike <(E-Mail Removed)> wrote:
> After some absolutely ridiculous quotes for bike insurance can anybody point
> me to a 'reasonable' company?
> Not sure what type of policy I can afford yet but probably f & T)
> Thanks for your time

Due to people crashing and then saying "it was stolen", fire and theft
cover will cost you the same as comprehensive.

How much cover costs will depend on your age, the amount of time you
have had a licence, if you have had a crash where anyone claimed in
the last 5 years, if the bike is garaged.

I was amazed to find that even though I've not had comp insurance for
quite a few years that because I've had a licence for a fair old
while, and haven't actually smashed anything up for a rather shorter
while, I was eligible for a 60% no claim bonus for life.

Which just shows how much ripoff money they have to play with....

Zebee

"Zebee Johnstone" <(E-Mail Removed)> wrote
> I was amazed to find that even though I've not had comp insurance for
> quite a few years that because I've had a licence for a fair old
> while, and haven't actually smashed anything up for a rather shorter
> while, I was eligible for a 60% no claim bonus for life.
>
> Which just shows how much ripoff money they have to play with....
>
>

No. It shows the insurance companies have twigged that people will pay just to see the little "Rating 1" on their paperwork. And
that the gross premium can be loaded so that the NCB discount means very little.

--
Dale Porter
GPX250 -> CBR600 -> VTR1000 + VT250F-J

Well, circumstances are thus:
Had a bike licence 15 yrs
Over 35
Locked behind gates on patio (would sleep with it if I could)
Last claimed for car 4 yrs ago
$600 plus is best quote so far

Is a steering lock classed as an immobilizer?


"Zebee Johnstone" <(E-Mail Removed)> wrote in message
news:(E-Mail Removed)...
> In aus.motorcycles on Mon, 18 Dec 2006 16:35:27 +0900
> Ilubmeboike <(E-Mail Removed)> wrote:
>> After some absolutely ridiculous quotes for bike insurance can anybody
>> point
>> me to a 'reasonable' company?
>> Not sure what type of policy I can afford yet but probably f & T)
>> Thanks for your time
>
> Due to people crashing and then saying "it was stolen", fire and theft
> cover will cost you the same as comprehensive.
>
> How much cover costs will depend on your age, the amount of time you
> have had a licence, if you have had a crash where anyone claimed in
> the last 5 years, if the bike is garaged.
>
> I was amazed to find that even though I've not had comp insurance for
> quite a few years that because I've had a licence for a fair old
> while, and haven't actually smashed anything up for a rather shorter
> while, I was eligible for a 60% no claim bonus for life.
>
> Which just shows how much ripoff money they have to play with....
>
> Zebee
>

Jeeze Dale! Don't show us all your cards!

justAL


"Dale Porter" <(E-Mail Removed)> wrote in message
news:em5hiq$1j94$(E-Mail Removed)...
> "Zebee Johnstone" <(E-Mail Removed)> wrote
>> I was amazed to find that even though I've not had comp insurance for
>> quite a few years that because I've had a licence for a fair old
>> while, and haven't actually smashed anything up for a rather shorter
>> while, I was eligible for a 60% no claim bonus for life.
>>
>> Which just shows how much ripoff money they have to play with....
>>
>>
>
> No. It shows the insurance companies have twigged that people will pay
> just to see the little "Rating 1" on their paperwork. And that the gross
> premium can be loaded so that the NCB discount means very little.
>
> --
> Dale Porter
> GPX250 -> CBR600 -> VTR1000 + VT250F-J
>

"Ilubmeboike" <(E-Mail Removed)> wrote in message
news:45865c0d$(E-Mail Removed)...
> Well, circumstances are thus:
> Had a bike licence 15 yrs
> Over 35
> Locked behind gates on patio (would sleep with it if I could)
> Last claimed for car 4 yrs ago
> $600 plus is best quote so far

a LUG quite often reduces premiums

>
> Is a steering lock classed as an immobilizer?

no

Suncorp / metway

There price is on a sliding scale of the price the bike is insured for. $9k
cover on a litre class bike is about $680ish for full comp

duno if they do F & T..

hope this helps

Andy



"Ilubmeboike" <(E-Mail Removed)> wrote in message
news:45865429$(E-Mail Removed)...
> After some absolutely ridiculous quotes for bike insurance can anybody
> point me to a 'reasonable' company?
> Not sure what type of policy I can afford yet but probably f & T)
> Thanks for your time
> Karen
>

"J5" <(E-Mail Removed)> wrote in message
news:45865268$0$21906$(E-Mail Removed)...
>
> "Ilubmeboike" <(E-Mail Removed)> wrote in message
> news:45865c0d$(E-Mail Removed)...
>> Well, circumstances are thus:
>> Had a bike licence 15 yrs
>> Over 35
>> Locked behind gates on patio (would sleep with it if I could)
>> Last claimed for car 4 yrs ago
>> $600 plus is best quote so far
>
> a LUG quite often reduces premiums
>
Hamish is a big lug.
Chain him to yer boike and you'll be OK!
Clem

"Ilubmeboike" <(E-Mail Removed)> wrote in message
news:45865429$(E-Mail Removed)...
> After some absolutely ridiculous quotes for bike insurance can anybody
> point me to a 'reasonable' company?
> Not sure what type of policy I can afford yet but probably f & T)
> Thanks for your time
> Karen
>NEIB (New England Insurance Brokers) offer very competitive prices and have
>a good record of paying out claims (well to fat bastard ulyssian types like
>myself).http://www.neib.com.au/packages_motorcycles.htm. Disounts for over
>40, club member, not everyday use etc. However, the do not offer theft
>cover unless the motorcycle is kept in a LUG whilst at the home premises
>between 10pm and 6 pm. Price also depends on the bike, ie, Harleys get
>stolen a lot, BMWs don't.

Andrew

"Andrew Hatcher" <(E-Mail Removed)> wrote in message
news:458681d3$(E-Mail Removed)...
>
> "Ilubmeboike" <(E-Mail Removed)> wrote in message
> news:45865429$(E-Mail Removed)...
>> After some absolutely ridiculous quotes for bike insurance can anybody
>> point me to a 'reasonable' company?
>> Not sure what type of policy I can afford yet but probably f & T)
>> Thanks for your time
>> Karen
>>NEIB (New England Insurance Brokers) offer very competitive prices and
>>have a good record of paying out claims (well to fat bastard ulyssian
>>types like myself).http://www.neib.com.au/packages_motorcycles.htm.
>>Disounts for over 40, club member, not everyday use etc. However, the do
>>not offer theft cover unless the motorcycle is kept in a LUG whilst at the
>>home premises between 10pm and 6 pm. Price also depends on the bike, ie,
>>Harleys get stolen a lot, BMWs don't.
>
> Andrew


Insurance for my BMW's is about $200-$250 each for bikes with a value of
about $10,000 each.

Boxer