4x4 damage. Insurance results. HOW much?

Discussion in 'UK Motorcycles' started by Mike Barnard, Jul 27, 2007.

  1. Mike Barnard

    Mike Barnard Guest

    Back on the 17th I posted about my bike being backed into by a 4x4. I
    knew that it wouldn't be as simple as replacing a can and bar end so I
    let Carole Nash's lot take it away for exploratory surgery.

    The assessors call this morning was to see how much they could leave
    off the bill to stop it being listed as a write off. At the moment,
    by straightening rather than replacing the exhaust headers, the bill
    is in the reigon of £2,600. HOW MUCH?

    Damage seems to be:

    Exhaust can and link pipe[1]
    Crash Bung
    All RH pegs and hangers[3]
    Carbon bar end
    Brake lever
    Both mirrors
    Repaint fairing cowl and right lower
    Oil [2]

    Other odd scratched and marked parts were discussed and dropped off
    the list as being hidden or having old marks.

    The annoying thing is that it's being taken care of by *my* fully comp
    cover at the moment and I'll have to fork out £500 excess to get it
    back. CN's solicitors are licking their lips in the backround I'm
    told to get it all back from the other party. To think that I could
    have gone for a higher excess IIRC. Shiver.

    [1] Which has the exhaust valve so this includes setting this up
    [2] No, I don't know why either. It didn't leak and was only changed
    500 miles ago.
    [3] (Yes, it's in the wrong order). Cast items so they may have
    hidden fractures. Replace.
    Mike Barnard, Jul 27, 2007
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  2. Mike Barnard

    Boots Guest

    Not surprised
    Get the bike back home before they write it off and ship it to a
    breaker, I was too late with my Fazer a couple of years ago. Get a
    full payout, offer them sod all for the wreck and fix it yourself.
    Which is what my daughter did with her car after it was carparked, the
    only argument we had was persuading the insurance to make it CAT C and
    not a B.
    Boots, Jul 27, 2007
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  3. My guess is that the pricey item is the exhaust can and link pipe.

    I can't see the labour (leaving aside the repaint) being more than three

    I wouildn't bother replacing the footpeg items. Cast they may be, but
    it's not as if they're particularly load bearing.

    Paint job - done properly, probably £200-300, though Beav is the man to
    ask here.

    I'd ask for a detailed breakdown of this bill, because to me it smacks
    of someone out to make a fast buck (or rather, a thousand fast bucks).

    Has there been any communication from the blind bitch who knocked it
    The Older Gentleman, Jul 28, 2007
  4. Mike Barnard

    Pip Guest

    That's very similar to the estimate for Elly's CBR, following the
    blind bint in Bedford knocking it over when parked, then pushing it
    20' up the road. Having said that, Elly's bill included a new top and
    side fairing and tailpiece, as well as can and link pipe (which are
    one piece on the CBR). I'd imagine the damage to be similar too, so
    the price doesn't surprise me, although the repainting of panels,
    rather than replacing, does.

    I'd encourage the InsCo to write it off as a CatD myself, then stash
    the cheque and continue riding a slightly scuffed bike with minimal
    Pip, Jul 28, 2007
  5. Mike Barnard

    Mike Barnard Guest

    It's not being written off, I'm getting them to fix it up. I love the
    bike and don't see why I should lose it because of this. I can see
    where you're coming from though.
    Mike Barnard, Jul 28, 2007
  6. Mike Barnard

    Mike Barnard Guest

    My guess is that the pricey item is the exhaust can and link pipe.[/QUOTE]

    Hmmm.... quill T3, stainless steel, oval. £197.99 from Quill
    themselves. Link pipe, £175, gasket £15. Not as bad as I would have
    But they are all bent in towards the frame. The exhaust is now rubbing
    against the frame too.
    They only use original stickers too.
    It's at Carole Nash's own bike repaiers in Altringham. Not a cowboy
    company to my knowledge.
    Email acknowledgement and her insurance details. I've asked CN claims
    about her and they say it's too soon to be pushing. Hmm. I'm about
    to fire off an email to her though.

    Thanks for the input.

    Mike Barnard, Jul 28, 2007
  7. Oh, that's completely different, then. I bet those footpegs costa lotta
    Don't really see the point if they're doing a repaint. Dream machine
    doesn't, for instance.
    The Older Gentleman, Jul 28, 2007
  8. Mike Barnard

    speedyspic Guest

    Mike, I have a spare fairing panel for the right side in the correct
    blue white K1 colours, it's nigh on immaculate[1]. 50 quid to you,

    [1] It was originally on the bike when I bought it from Hog but had a
    couple of tiny almost indiscernible marks on it[2], so I replaced it
    with an immaculate one cos I'm a bit of a tart like that.
    [2] You have to look very close to see them.
    speedyspic, Jul 28, 2007
  9. Mike Barnard

    Mike Barnard Guest

    Heh, you're determined to get rid of it to me aren't ya? :) Sorry,
    but CN are sorting it and it won't need the panel. Thanks anyway.
    Mike Barnard, Jul 28, 2007
  10. Mike Barnard

    Mike Barnard Guest

    The repair company phoned, not the ins co. (No, not the same thing).
    The only thing not being done is replacing the exhaust headers which
    are only a couple of mm out and easily (they say) fixed. Cost of
    titanium headers anyone? Dunno myself. I could ask for new headers,
    then just lose the bike. Don't want that.
    Mike Barnard, Jul 28, 2007
  11. Mike Barnard

    Andy Bonwick Guest

    If they're fixing it to Mikes satisfaction and he's keeping a bike he
    really wants to keep then it's a win - win situation.

    If it was my bike (the 10R) then I'd settle for a few minor cosmetic
    flaws that were already there and keeping a bike that I want rather
    than getting the cash and having to **** about looking for a bike to
    replace what to me is almost irreplaceable.
    Andy Bonwick, Jul 29, 2007
  12. Pretty much how I'd feel if the Ducati were similarly damaged.

    "Insurance value - have £1500 and buy another one..."

    "Want this one."
    The Older Gentleman, Jul 30, 2007
  13. Mike Barnard

    Hog Guest

    Never get attached to a specific motorbike
    Hog, Jul 30, 2007
  14. Mike Barnard

    darsy Guest


    they're ultimately easily replaceable.
    darsy, Jul 30, 2007
  15. Mike Barnard

    Krusty Guest

    Not /all/ of them...

    Off-Road Classifieds

    '02 MV Senna '03 Tigtona 955i '96 Tiger '79 Fantic Hiro 250
    Krusty, Jul 31, 2007
  16. Mike Barnard

    Hog Guest

    Anything you are going to ride regularly will be though.
    Hog, Jul 31, 2007
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