Just got my renewal for the Pan Euro through from Bennetts - gone up by 35% since last year - up to 116.20 the cheeky gits. Rang them and pointed out that I've not started using it as a courier or stunt rider in the last year, I've not moved to Iraq or added nitrous oxide. Reduced it to 93 - so still dearer, but better than 116. Pah. Bloody insurance.