Breakdown foak.

Discussion in 'UK Motorcycles' started by cat, Jul 23, 2009.

  1. cat

    cat Guest

    I drive sheds, poorly maintained sheds, they break.

    I think I should have some breakdown cover, till now it's always been
    chucked in with my insurance, but currently I'm insured on cheapy
    policies for the smallest quantity of money.

    Are there any places that will offer cover on a PERSON no matter what
    TYPE of vehicle they're driving. Dragged to destination is the aim of
    the game, public transport is undignified. Green Flag look like they do,
    but their website isn't very clear. I intend to call them and ask, but
    I wonder what experience there is in the foak.

    I am currently 1 car and 1 bike both of which are pretty crappy.
     
    cat, Jul 23, 2009
    #1
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  2. cat

    B 650 Guest

    AA

    I've used them for both my bike and car, both of which have their hissy
    fit moments. IIRC Green Flag standard policies are for a named vehicle.
    They may do multi vehicle policies, but I guess they will be more
    expensive.
     
    B 650, Jul 23, 2009
    #2
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  3. cat

    zymurgy Guest

    I use RAC. Recommended.

    Cheers,

    Paul.
     
    zymurgy, Jul 23, 2009
    #3
  4. cat

    crn Guest

    The AA have worked fine for me in the small sample of one bike and
    2 cage breakdowns in 10 years.
     
    crn, Jul 23, 2009
    #4
  5. cat

    Catman Guest


    Just about all of them.

    FWIW we've been AA for about ever. Never had any problems with them.

    --
    Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
    Tyger, Tyger Burning Bright (Remove rust to reply)
    116 Giulietta 3.0l Sprint 1.7 145 2.0 Cloverleaf 156 V6 2.5 S2
    Triumph Sprint ST 1050: It's blue, see.
    www.cuore-sportivo.co.uk
     
    Catman, Jul 23, 2009
    #5
  6. cat

    wessie Guest

    you can buy it directly from Britannia Rescue, which is no longer owned by
    CSMA. They sold it to LV=.

    Although, CSMA members will get a discount. Note, CSMA now charges a £15
    annual membership fee, due next time you renew your breakdown cover or
    whenever your membership expires.

    The other thing the OP needs to check is the age limit for vehicles. Some
    policies exclude bikes over 10 years, others 15. This is why many people
    with older bikes stick with Carole Nash.

    You can get RAC membership, with Tesco Clubcard points if you have any
    kicking around.
     
    wessie, Jul 23, 2009
    #6
  7. cat

    MikeH Guest

    RAC does it for me, although they have had their comedy bike trailer
    moments.

    Failing that, a list of UKRMers around the country.
     
    MikeH, Jul 23, 2009
    #7
  8. cat

    A.Lee Guest

    I've had cover with these for the last 2 years:
    <http://www.autoaidbreakdown.co.uk/index.htm>

    Covers all vehicles I am in/on.
    It is the budget option at £34/yr. From what I've read, it is the same
    cover as the £100+ RAC/AA options. The only downside is that you have to
    pay the garage/recovery yourself, then claim it back.
    I havent claimed yet, so have no experience with their systems. Research
    I did before taking it out was pretty good.
    Alan.
     
    A.Lee, Jul 23, 2009
    #8
  9. cat

    Greybeard Guest

    RAC or AA.

    If you collect Tesco points, the ne the RAC comes in at a real good deal
    using your points.

    --
    Greybeard

    FLHR -03 UK (95 cu-in Stg 2. Big Boy 2!)

    Garmin Zumo 550, To get me home!

    ukrm@foxtails[dot]co[dot]uk
     
    Greybeard, Jul 23, 2009
    #9
  10. cat

    Ben Guest

    Green Flag cover the vehicle. AA and RAC cover the person.
     
    Ben, Jul 23, 2009
    #10
  11. cat

    Krusty Guest

    I had a flashback to the Young Ones "we plant the seed, nature grows
    the seed" when I read that.
     
    Krusty, Jul 23, 2009
    #11
  12. cat

    Colin Irvine Guest

    Direct Line do it. I always found them pretty good. I think actually
    they may be connected in some way with Green Flag, but I don't know
    why I think that.
     
    Colin Irvine, Jul 23, 2009
    #12
  13. cat

    cat Guest

    At least for a time the two were flogging each other as bundled, or
    discounted or something. They were connected anyway, whatever the
    connection was.

    So far it appears to be horses for courses, pretty much the whole gamut
    has been suggested, so I guess I just need to pick someone.
     
    cat, Jul 23, 2009
    #13
  14. cat

    wessie Guest

    Doesn't your Ebike policy give you UK cover on the bikes?

    If so, then take out this policy on the car.
    http://www.quotelinedirect.co.uk/breakdown/ £59 for annual cover on 1
    vehicle. Operated by Europ Assist, even gives you a hire car to continue
    your journey.

    For the time you are on the clique run, flip the policy to the bike. This
    is easily done on their website and is free. I'm assuming the car will be
    sat unused whilst you are away.

    I have exactly this set-up. Handy if you borrow someone else's vehicle as
    you can flip it to that, inc. light vans.

    The policy is very good. In all the years I have used it I have never
    needed to make a callout.
     
    wessie, Jul 23, 2009
    #14
  15. cat

    Krusty Guest

    If you've got a posh bank account, check with them first. E.g. NatWest
    Advantage Gold gives you UK cover on whatever you're driving/riding,
    which might be upgradeable to Euro cover for a fee (or might not).
     
    Krusty, Jul 23, 2009
    #15
  16. cat

    B650 Guest

    You can upgrade it for a fee, as I did for a Europe trip last year.
    However, the upgraded policy was for a specific car, don't know if you
    can pay more for Euro any vehicle cover
     
    B650, Jul 23, 2009
    #16
  17. cat

    B650 Guest

    Both owned by RBS, as are Churchill, who I believe are doing free
    Green Flag cover with their insurance deal at the mo
     
    B650, Jul 23, 2009
    #17
  18. cat

    ogden Guest

    LTSB give me UK cover but AA don't offer upgrades to European anymore,
    it's a separate policy. I've taken a 12 month policy out for the bike
    (80 quid or so) since I seem to do more riding over there than I do over
    here and, while it can be transferred to a different vehicle, there's a
    limit (3, I think) to the number of times it can be transferred.

    Wessie's suggestion may not have that limit, but it pays to read the
    small print.
     
    ogden, Jul 23, 2009
    #18
  19. cat

    ogden Guest

    AA or RAC. Both have been fine for me whenever I've called them out, be
    it a home start with a flat battery, broken throttle cable on the
    outskirts of Leicester at 1am or a blown rear tyre on the hard shoulder
    of the M4 during rush hour.

    I get AA cover thrown in with my LTSB current account.
     
    ogden, Jul 23, 2009
    #19
  20. cat

    wessie Guest

    I haven't seen a limit anywhere. Just checked the FAQs.

    There is minimal admin cost to the insurer as you log onto their website,
    enter the change and print a new schedule. All documents are in pdf format
    online.
     
    wessie, Jul 23, 2009
    #20
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