[QUOTE] Covers all vehicles I am in/on. It is the budget option at £34/yr. From what I've read, it is the same cover as the £100+ RAC/AA options. The only downside is that you have to pay the garage/recovery yourself, then claim it back.[/QUOTE] Yep, got that too. SWMBO has anyway. When the Big Red Merc died, they got a local bloke to tow the Merc the few miles home. He charged her £50-something which was promptly paid back my autoaid once she'd filled in the paperwork. Really old-fashioned company judging from the paperwork they send you. You can only join by phone - their website is just a form to fill in your details and get them to call you! IMO there are loads of insurance companies in the dark ages like this. Like the one I use for Tenants Contents Insurance. Great for renting, it covers you not only for if you get burgled or stuff gets damaged, it also covers up to £1million damage to the landlord's property, so if they try and screw you over on the deposit when you move out, you just say "give me my deposit and claim it on my insurance" as normally the landlords are whingeing about stupid stuff which is wear and tear, just to screw an extra few quid out of you and the insurance company takes none of that crap :)