[QUOTE] Why "cash in"? Why not get an up to date UK one, report it lost, get a replacement, and cash that replacement in for an NI one, while retaining the "lost" one as an insurance policy? We can chat that one through at the TT :) Hmmmmmmm. Doesn't seem a *huge* advantage then. A large fine would be fine (heh), but if they can ban you, what's the point? Is insurance a problem then? Your insurance isn't linked to your license, so surely it's possible to (as a simple example) register a bike to a London address, but have a NI license?[/QUOTE] I can't for the life of me work out why he thinks insurance is a problem.