[QUOTE] Hmm. Have I vented my spleen on the Equitable situation? Yup. 10 years pension contributions, all made more than 12 years ago. Now worth less than 40k. Money I really found hard to find at the time. And the situation has (to some extent) fucked my flexibility re retirement etc. I'll still be working at 70. Twats.[/QUOTE] No you won't. You'll burst a blood vessel in your fifties.