European breakdown insurance for a motorcycle

Any recommendations ?

I'm not insured with Carol Nash and my insurer does not include European
recovery either.

I've already got UK cover with AA roadside relay [1] and to add their
European single trip is coming in at £57.55 or multi-trip for the year
at £133.23 ...

Quoteline direct appear to have a Europ Assistance for £59 for the year
for a nominated vehicle which does seem good value. Weasel wording seems
okay too.
http://www.quotelinedirect.co.uk/files/pdf_repository/?File=PW/BR/Policy_Wording_MWAY.pdf

Last time I took a single trip policy from vehicle rescue direct which
costs £24.75.

Wondering what the likelihood of first there being a space on the French
run and secondly me being able to make it so that a multi-trip policy
becomes worthwhile.

Decision decisions.

[1] AA is a named person policy which suits me as I may be driving the
wife's car from time to time.

 

I have this on my car and flip it to the bike for Euro trips as Ebike only
include UK breakdown cover in the standard policy.

The flipping facility is very handy. Free of charge and done on their
website. I even stuck a loan Fiesta on there whilst my car was being
repaired after a co-worker reversed into it.

Cover is excellent as I have never needed it!

According to Alistair at MCi Tours, who has been running guided tours
across Europe for many years, Europ Assist provide a good service overseas.

 

Talk to the Bonwicks when they get back on UK soil.

Adie and Andy spent a few hours on the phone to various providers on
the Alps trip !

There was much swearing, until I found my Carol Gnash card with the
*correct* number on it for Andy.

 

yeah direct line are twats. they sold me a policy with personal
european cover for two people. what I got was cover on the car only in
europe.

it took major hassle to change the cover over to the bike as they
objected as I'd already left the country. twats. really must write to
them and complain.

it seems CN change their providers but dont make it obvious. Ginge and
others had old versions of the dial numbers.

--
Adie
(replace spam with nickname to reply)

UKRM FAQ: http://www.ukrm.info/faq/
keeper of the ukrm faq for my sins

YZF-R1 : FZ1 : RD350LC

MRO#11 BOTAFOF#7 BOTAFOT#130 DIAABTCOD#17 MIB#24 YTC#16 BOB#15 ex-UKRMMA#22 BOMB#11

 

,
Make sure you know *exactly* what you're getting for your money.

If the bike packs up and can be repaired within a week you have to
have the repairs done even if it means hanging around abroad while you
wait. Cost is irrelevant to the people covering you because you'll be
paying.

If you crash and it's badly damaged you have to wait for an assessor
to check it out then if it's a write off you have to either leave it
or recover at your own cost. If it's repairable within a reasonable
timescale either you have to pay or your insco has to pay and you
don't get it recovered. Either way they'll repatriate you while a
decision is made.

The only way round these problems is to get a friendly dealer who's
willing to say it's repairable at a low cost but the parts will take
at least 3 weeks to arrive then they'll get you and bike home.

If they offer to get you a hire car to get you home remember that you
have to leave it at your point of departure then arrange another one
in the UK.

If you decline the hire car and choose to fly home they'll cover costs
up to the cost of a hire car, same if you use the train. They'll pay
for hotels until you get to your planned destination and if you choose
to stay abroad you'll get the use of the hire car up until your return
ferry date.

I'd say it's worth having cover because it saves being stuck by a
motorway and having to pay a lot of money to be dumped outside a
dealers.