FOAK: Breakdown Cover

Think I need to sort some of this out. The bikes are currently with
Auntie so they're covered, but I suspect they won't be with Auntie for
much longer based on recent posts about their premiums. So who's the
cheapest for either personal or multi-bike European breakdown cover,
with no bike age restrictions?

I get free car cover with Green Flag through NatWest, but only for cars
up to 16 years old, which excludes the Corvette & P100. So similar
question, who's cheapest for UK personal or multi-car cover with no age
restrictions? Don't need Euro cover for the cars.

I don't suppose anyone does personal cover for any vehicle regardless
of the number of wheels? I'd probably pay a bit extra for that to save
having to deal with two bunches of cunts[1] rather than just one.

[1] RAC are cunts. AA are cunts. They're all cunts.

 

One thing about Carole Nash is that it's specifically breakdown *and
accident* recovery.

I do have AA as well but you hear stories about them refusing recovery
in case of an accident.

 

Yeah right, ask Bonwick Major how that works in reality.

They (& most others) specifically don't cover accident recovery as your
insurance policy should take care of that. Which is why Auntie kinda
covers it as they'll also be your insurance company.

 

Have a look at the screenscraper here:

http://www.moneysupermarket.com/roadsiderescue/

 

On 04/06/2010 10:22, Krusty wrote:

I'd wait and see. I was happy with my renewal, pretty much the same as
last year.

 

Crashing then requesting recovery in foreign countries is a bit risky
because the first thing they ask for is a dealer to say if the bike's
beyond economic repair or if it can be repaired within a week or two.
If the answer to either of those questions is a yes then they refuse
to recover the bike.

I was lucky because the manager of the Kawasaki dealer my 10R was
taken to spoke very good English and was more than happy to say it was
only minor damage but there would be a four week wait for some of the
parts so the bike was recovered.

Apparently if you've gone pikey and have tpf&t cover they still won't
recover it for you if it's either a scrapper or can be repaired
quickly.

It's also worth noting that if the bike breaks down and can be
repaired by a dealer you either pay for the repairs or recover it
yourself. If the cost of the repairs makes it uneconomical to repair
that's tough shit unless you persuade the dealer to say there's a long
wait for parts.

The good thing is that they'll still get you home even if you abandon
the bike.

 

+1

Don't prejudge it, or jump before you're pushed - they like old farts
with good records. Not only that (and I realise my insured bike is
several leagues below yours) but the phonedroid clearly stated that if
I thought the premium was too high, to get some quotes and go back to
him: "Because I'm /sue/ we can do something to get it lower, like drop
the broker's cut (£30) off it".

Bearing in mind this was for a £150 quote, as opposed to a £180 renewal
statement, I was encouraged. I ummed and buggered off, did an online
'new business' quote with CN and came out with £114 (but they don't
list the old B12 any more) so rang back the next day and got FC, bells
and whistles for just over the ton.

 

The AA and the RAC!

I never had an issue with the AA in the >10 years I was with them. I'm
now with the RAC but only because when I bought the Qashqai it came
with RAC cover and they only wanted £70-odd to upgrade it to joint
personal cover for me & P on any vehicle, with relay, home start, etc.

caveat: I've not had cause to call the RAC out yet. They may well be
cunts.

I never had an issue with the Visor Shop either.

 

So if Krusty phones CN he needs to make sure he speaks to Sue, as
opposed to anyone else, then?

 

With hard fists and keen wit no doubt.

 

I don't think there's a cheaper way of doing it than with Carole Nash.
Unfortunately.

 

Yebbut the AA have been good for me, the cover is personal rather than
per vehicle and they have rescued me twice within an hour for bike
breakdowns. The first time the driver went off to a dealer 20 miles
away to get a split link for the chain and fitted it on the spot.

YMMV, TINSTAAFL, CYLOR, etc

 

wrote in :

That's what I found this year and I only have 1 bike. £117 FC inc the
breakdown with CN or £73 with Dial Direct without.

 

I don't think they cover old bikes abroad. Like the MV for example.

 

Forget going with a CN renewal or phoning them for a quote, get on
their website and enter your details all over again because that's
where the greater discounts are. I saved a fair few quid this way
recently. Thanks to whoever suggested it to me.

 

One could , theoretically , kick the machine back into shape after
riding
it into the armco , then tell the AA the carb just 'fell off'.....

 

RAC took 2 hrs to get to me for a mere jump start. I think i'll be
investing in one of those portable power packs PDQ

P

 

Give AutoAid a go, comes highly recommended by a lot of people. £37,
includes roadside repair and recovery and up to £70 home start, for any
*vehicle* you have, plus your spouse is covered too.

The catch? You have to pay for the recovery/repair at the time and send
off for reimbursment. However, anyone that's done it reports that
cheques appear in a week or so.

Feedback: http://forums.moneysavingexpert.com/showthread.php?p=4396563

Site: http://www.autoaidbreakdown.co.uk/index.php

I'm not affiliated with them.

 

Or, you could pull the HT leads off and threaten the RAC/AA driver when
they offered to fix them insisting on recovery.

 

Knobble the brakes. Unless things have changed, they're not allowed to
make any brake repairs.