[QUOTE="Lozzo"] Forget going with a CN renewal or phoning them for a quote, get on their website and enter your details all over again because that's where the greater discounts are. I saved a fair few quid this way recently. Thanks to whoever suggested it to me.[/QUOTE] Suggested this to L as she got a phone quote for the SV for 260. Web quote - 208! So I'll try that for the bikes, which just leaves the cars to worry about.