Got the renewal from CN at a shade under £200. Using one of them quote things on the webulator I can get a lot cheaper with a major increase in excess, or through MCE with KGM @ Lloyds it's coming up £110 with £200 excess, CIHAGM, foreign cover and breakdown. What's the skinny on MCE? I tried some of the recent group favourites[1] and they were coming out about £170. So CN comes out as one of the most expensive. No suprise there I guess. [1] like that Footman place.