Insuring a taxed but off-the-road bike legally required?

Discussion in 'UK Motorcycles' started by Robert Irwin, Nov 26, 2005.

  1. Robert Irwin

    Robert Irwin Guest

    I quickly skim-read a webpage the other day which, if I got the gist right,
    said you now have to insure EVERY vehicle you own, whther it is on the road
    or not. I think it was, but I can't find the link now to
    read properly. So I might have got it all wrong....

    Now I bought a v5 registered old CG125 last weekend purely as a project
    which could take a very long time. It has about 9 months tax remaining which
    I'd really rather keep on - in case I get the bugger running and do want to
    insure it quickly to get on the road. Do U really have to insure it? What if
    I SORN it? I want to be good law abiding chap and not put it on raod without
    correct docs, but having to insure something that won't be on the road
    seems to be taking the water if true.

    Robert Irwin, Nov 26, 2005
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  2. Robert Irwin

    sweller Guest

    I quickly read something too and got it a bit muddled but this is now my,
    corrected, understanding.

    Only taxed vehicles require insurance, SORN'd ones don't.

    Raises the question of what happens to the vehicles that are neither? I
    have a number of bikes with logbooks that pre-date the SORN requirement.
    sweller, Nov 26, 2005
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  3. It's only currently being run up the flagpole, the law hasn't changed yet.

    John Greystrong, Nov 26, 2005
  4. Robert Irwin

    deadmail Guest

    Hmm. I don't think there's an obligation to maintain insurance on a
    taxed vehicle which is kept off road.

    I'll be fucking pissed off if there is. Not that it impacts me but it's
    just damn wrong.
    deadmail, Nov 26, 2005
  5. Robert Irwin

    Robert Irwin Guest

    Any idea how I will know when it is law? I've already been fined alst year
    for not declaring a SORN and it was just a DVLA cock-up, so they're not my
    favourite people.

    Time to write to my MP I reckon.

    I can add it to bitching about my civil liberties (what's left that is) with
    'smart' speed/surveillance cameras going up all over the shop.

    Robert Irwin, Nov 26, 2005
  6. Robert Irwin

    Dr Zoidberg Guest

    The law will almost certainly be changed to require you to insure all
    vehicles or make a second SORN type declaration , but this has not happened


    Hermes: "We can't afford that! Especially not Zoidberg!"
    Zoidberg: "They took away my credit cards!"
    Dr Zoidberg, Nov 26, 2005
  7. its true all vehicles will have to be insured whether sorned or not , don't
    know whether its actually enacted yet but its definitely on the way
    Steve Robinson, Nov 26, 2005
  8. Robert Irwin

    Pip Guest

    Bollocks. It isn't true at all.

    From the VOSA website:

    " 3. The new regulations being taken up by the police today are "The
    Disclosure of Vehicle Insurance Regulations 2005 - SI 2005/2833", and
    were made under powers provided for in the Serious Organised Crime and
    Police Act 2005.

    4. New proposals, tabled as amendments to the Road Safety Bill in
    September 2005, will make it an offence to be the keeper of a vehicle,
    the use of which is not insured. This would apply to vehicles that
    were not declared as being off the road through a Statutory Off-Road
    Notification (SORN) and were not insured. Additionally the proposals

    * Provide for a new fixed penalty for people who ignore reminders that
    their insurance has expired.

    * Issue automatic reminders to those motorists who fail to insure
    their vehicle when their previous insurance expires.
    It is not enacted. It cannot be until the reminder system is up and
    running, for a start.

    It is apparently on the way, and this is the only accurate part of
    your reply. Thanks for playing.
    Pip, Nov 26, 2005
  9. Robert Irwin

    sweller Guest

    sweller, Nov 26, 2005
  10. Robert Irwin

    Eiron Guest

    sweller wrote:

    I thought that if you swapped your old V5 for a new style one this summer
    then you need to SORN it, and if you didn't swap it, then it has lapsed.
    I may be wrong. I usually am.
    Eiron, Nov 26, 2005

  11. amendments to the bill now being raised within parliament intended to have
    all vehicles insured irrespective status

    that's why i pointed out that nothing has been enacted yet .
    Steve Robinson, Nov 26, 2005
  12. Robert Irwin

    Pip Guest

    Irrespective of what status, exactly?

    I've snipped my earlier response to you in order to hopefully make it
    more clear that the proposal states that the requirement for insurance
    will not apply to a vehicle that has been SORNed. Or are you trying
    to suggest that there is an amendment tabled that requires *all*
    vehicles to be insured, all the time? I'd like to see references for
    that, if so.
    Well, that was decent of you.

    Please snip irrelevant text and sigs from replies.
    Pip, Nov 26, 2005
  13. Robert Irwin

    wessie Guest

    Pip emerged from their own little world to say
    We've been here before when, as sweller mentions earlier in the thread.
    He read the press release about the amendments without reading the

    Here's the press release from A Darling at DfT:

    Steve Robinson has misread the press release too.
    wessie, Nov 26, 2005
  14. Dr Zoidberg wrote
    Snot dear though.

    I bought my latest VT with the intention of sorning it until the spring,
    Auntie Carole pointed out that the cost of adding it fully onto the
    cover along with the others was a paltry few quid so why not. So I did
    and now I have the comfort and knowledge that if any thieving scrote
    should accidentally fall and hurt himself whilst attempting to steal it
    that he can live in financial comfort at the expense of my no claim
    bonus for the rest of his natural life.
    steve auvache, Nov 26, 2005
  15. Yes. Aiui, if it's a motor vehicle in a public road or place, you would
    need TP insurance. If it's on your private land being stored or worked
    on, it effectively ceases to be a motor vehicle and is just another
    object which would probably be covered against third party risks by your
    house insurance, etc.

    Which, imo, makes the whole proposed requirement to insure all motor
    vehicles that are off-road an utter nonsense.

    The question is, who benefits? It looks as if some backdoor whispering
    in ears has gone on by the insurance companies. It suits the loony green
    tendency in the Govt to introduce this, as it will mean thousands of
    cars will hit the breakers, but it also suits the insurance industry
    tremendously - all those cars that are offroad and present no
    /negligable risk to the public will rake in millions of pounds in
    premiums. Truly a nice little earner.
    Grimly Curmudgeon, Nov 26, 2005
  16. Robert Irwin

    sweller Guest

    Don't talk shit. It's only a Government/Green conspiracy if you want to
    sound like a slightly unhinged American.

    If a vehicle is off road (that is SORN'd) it doesn't need insurance [1].

    I suspect this is more to do with reducing the MIBs exposure to claims
    due to uninsured vehicles. Once the fixed penalties are being churned
    out by the ANPR machines then there'll be less uninsured drivers.

    Taking the majority of past responses within UKRM to those uninsured
    motorists I would have thought this would be a popular policy.

    The ANPR network also has the 'benefit' of being able to collate vehicle
    movements. Data and the derived information is the new power. Go long
    on tinfoil.

    sweller, Nov 26, 2005
  17. Robert Irwin

    deadmail Guest

    deadmail, Nov 26, 2005
  18. Robert Irwin

    deadmail Guest

    I know you said 'majority' but I for one am not in favour of policies
    designed to catch out the honest uninsured motorist.
    deadmail, Nov 26, 2005
  19. Robert Irwin

    wessie Guest

    emerged from their own little world to say
    and the policy does nothing to address the uninsured drivers of cars
    insured by the owners e.g. Little Johnny sneaking out in his mum's car
    wessie, Nov 26, 2005
  20. Just you wait. The mere proposal that all vehicles off road will need
    insurance, while it might be thrown out now (and was probably mooted as
    a tactical exercise for just that purpose), will eventually be
    So, if that's the case, then I'm right to suspect Gov't and Insurance
    Industry fiddling by the back door. I honestly don't know what's worse,
    the underhand Green Nazis or the Capitalist Pigs.
    Grimly Curmudgeon, Nov 26, 2005
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