Apparentley my insurance co want to give me £200 quid for my lid. I have had AVG lids for some years now, and having all the time in the world to google for reviews and prices etc, I am not sure what the fuck to do. So, I suppose my question is, is £200 a good enough amount or do I need to add a oner or so, and if so, does it make that much of a difference. Cheers.