Thanks for all the input guys (& gals?) Fazer was looking good until I got insurance quote, over £800; are NU daft or what; they do my car, contents etc very reasonably, so why the big expense for bike? So after rethink it maybe SV650 (or possibly GPZ500s, but only for a year or so, to build up NCB). Have to get some more Ins. quotes. What are Bennets like? Great? Avoid? or average. TIA, Niv.