Ntes on using 24 hr fuel pumps

I believe Spete had the same problem.

 

Probably. I thought that's what they said, but after a bit of Googling
earlier where I saw the 20 quid limit mentioned, I guess they say
'should spend 20 quid'. I'll check next time I'm there. Not that it
makes any difference what the limit is mined ewe. They have a limit for
all card types, not just Solo.

 

Didn't Diners Club work like that ?

 

No, its not.

 

<sigh>

Lets start again.

</s>

Its not a pre-paid card, its a current account.

I was being pikey and did not have enough money in it and got caught
out , OK ?

It is *exactly* the same as maxing out a CC, easily done IMO, and I have
high limits.

They charge you 1UKP ? Use the DD card then.

 

Buy another bike then

 

Sounds like it

Err, that's what I said hours ago.

But worse, did not show on the statement other than I only had access to
14ukp.

 

He didn't like my address either ???

 

I never said it *had* debited the account.

*ding*

It acts as a reserve, they have 1st call on the money, so if you swipe
for 200ukp and have 300 ukp in your account (with no overdraft), then if
you spend 100ukp you are fine, as soon as you go over that the card will
be rejected/declined.

I have seen this a few times on the CC, this is the 1st time I have seen
it on a DD.

 

YTC!

 

Don't think so. Think that was more like AmEx.

 

No, AmEx was pay in full when the bill arrived, no extension of credit.

--
Ivan Reid, School of Engineering & Design, _____________ CMS Collaboration,
Brunel University. Ivan.Reid@[brunel.ac.uk|cern.ch] Room 40-1-B12, CERN
GSX600F, RG250WD "You Porsche. Me pass!" DoD #484 JKLO#003, 005
WP7# 3000 LC Unit #2368 (tinlc) UKMC#00009 BOTAFOT#16 UKRMMA#7 (Hon)
KotPT -- "for stupidity above and beyond the call of duty".

 

Yes & no.

Look at http://www.fairfx.com for example.

 

Vote YTC#1!

 

CT wibbled forthrightly:

So it's a sort of debit card, without there being a "real" bank
involved.

 

Why are you making this difficult?

It's a credit card, that works the same way as any other credit card,
except the company require an advance deposit equal to the credit limit.

Usually used by people who are unable to get unsecured credit/loans but
need the convenience of a credit card.

 

Yes, but being Mastercard, accepted (almost) anywhere. I have both a
Euro & a USD one, and find them handy for pre-budgetting. For example,
on my trip to Vegas, all my gambling money was on the pre-paid card.
When that ran out, that was it. Luckily, it didn't run out )

 

I'm not. I'm trying to understand a scheme that I've not seen before. I think
I've got it now.

Sigh. But it's not a credit card. A credit card is where you have, er, credit.
It's closer to a debit card if anything.

 

You are making it difficult by:

Stop trying to be pedantic. It *is* a credit card. It looks like one,
it breathes like one, it works like one and no-one but the holder and
the CC company knows that it is any different to any other CC.

The only difference is, that instead of being billed after the fact,
you pay a security deposit.

Or are you the sort of person that believes a mortgage is not a loan,
because you had to put up a deposit and security?

 

Can you spend more than your deposit? If so, it's a credit card. If
not, it isn't. Simples!

A fair comparison /if/ you can spend more on the card than your deposit.