probably a stupid question

....but if I only have a bike insured on a "classic" policy, will it
keep my no claims alive?

 

in purple crayon:

Not normally. Unless it's been specified in the policy documents.

HTH

Mick

 

Cheryls Morris Minor Classic Car insurance policy specifically doesn't
accumulate NCB. But then it only costs her about £90 a year.

Phil

 

who do you use? I want to insure the R65LS as cheaply as possible as
my only bike, to keep the bike NCB going, until I buy another roadbike
to replace the 'blade.

 

It does for me. It's a policy, innit? Unless you're talking using it to
keep, say, your NCB on a car policy active.

 

I know of a currently uninsured CG125 that's ideal for this very
purpose...

 

isn't insuring a vehicle you don't own...wrong?

here's a second stupid question - how long, if at all, do you have to
have no bike insured before your NCB starts atrophying/disappears
completely? Does this happen? Am I going mad?

 

Don't go confusing "owner" and "registered keeper".

AIUI 2 years tends to be the limit, but IANAI.

 

Auntie Carole, for classics, moderns[1], and car. AFAIK the classic
policy doesn't accumulate NCD itself, but I was certainly able to point
to X years of NCD on it when I bought a modern bike policy. That was
some years ago, mind.

[1] In the loosest possible sense.

 

My 'classic' car policy has no NCD.
Bike may be the same.
Or not



--
Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
Tyger, Tyger Burning Bright (Remove rust to reply)
Alfa 116 Giulietta 3.0l (Really) Sprint 1.7 75 TS 156 TS S2
Suzuki Bandit 600
#Triumph Speed Triple: Black with extra black bits (I live in hope)
www.cuore-sportivo.co.uk

 

*ding*




--
Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
Tyger, Tyger Burning Bright (Remove rust to reply)
Alfa 116 Giulietta 3.0l (Really) Sprint 1.7 75 TS 156 TS S2
Suzuki Bandit 600
#Triumph Speed Triple: Black with extra black bits (I live in hope)
www.cuore-sportivo.co.uk

 

Thankyou for your validation.

 

Always a pleasure. Perhaps you could do the same for me some time?

--
Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
Tyger, Tyger Burning Bright (Remove rust to reply)
Alfa 116 Giulietta 3.0l (Really) Sprint 1.7 75 TS 156 TS S2
Suzuki Bandit 600
#Triumph Speed Triple: Black with extra black bits (I live in hope)
www.cuore-sportivo.co.uk

 

Let me know when you get something right, and I'll oblige.

 

I ran a Volvo 122 under a classic £60 a year policy! for about 4 years,
when it was replaced by something more modern! I found that all my previous
no claims had been lost.
Though in the dim and distant past I had a kit car that I had laid up, on
the fire and theft part of the policy, it just seem to run and run on the
balance of the original premium. After 3 years I found it had accumulated
all the time as NCD!! that dropped my insurance after a period of company
car ownership. There was even some balance left...

 

If I ever do again, I shall.

--
Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
Tyger, Tyger Burning Bright (Remove rust to reply)
Alfa 116 Giulietta 3.0l (Really) Sprint 1.7 75 TS 156 TS S2
Suzuki Bandit 600
#Triumph Speed Triple: Black with extra black bits (I live in hope)
www.cuore-sportivo.co.uk

 

bad form yadda yadda, but I've just found that a TPF&T "ordinary"
bike policy for my BMW will cost less than 80 quid/year, so ****
classic policies.

 

I didn't even bother with the F&T part for the CG. Balance of
probabilities and all that.

 

it's about 5 quid difference, so WTF.

 

That's 20% of the CG's value.

On a good day.