I know a couple of friends, who just won't get around to getting the ''M'' on their TDL. They've been lucky, for these many years! I've had mine for many years. How much is the fine,for being stopped and wrote up, for having no Riders License? I know it's 0, for not having vehicle Insurance coverage. Gotta another friend that got stopped the other day, and his had expired, 0 to anti up! BJAY