Had the blade serviced yesterday, had it done at Steve Dale Motorcycles at steeton, Keighley. He gave it a very good going over, changed all fluids including fork oil & brake fluid. He told me afterwards it has a K&N & has been dynojetted (whatever that is) to match the Yoshi can. Bloody hell, it's like a different bike. It wheelies for fun now, I know this as i just did one outside my own house (what a tool) All this was £200, not cheap, but I know it's been done right. He did the valve clearances & the whole bloody lot. All in all, very pleased. -- 'Chill Winston.......' Nige Subaru WRX (54) Land Rover Discovery II (2001) BMW GS1200 (2007) Honda CBR900RR Fireblade (1997)
Cheers, so, I better tell the insurance company about these mods then i suppose. I didn't even know it had them. It does ride rather nice indeed. -- 'Chill Winston.......' Nige Subaru WRX (54) Land Rover Discovery II (2001) BMW GS1200 (2007) Honda CBR900RR Fireblade (1997)
Nooooo! Don't do that, there's no need. It's hardly a supercharger, turbo or Nitro and they'll ramp up your premium. Mine always feels like a new bike once it's had a good going over.
I could always say i didnt know they where there. the Yoshi can sounds lovely & looks great. I doubt they give a massive boost to the great performance anyway..... -- 'Chill Winston.......' Nige Subaru WRX (54) Land Rover Discovery II (2001) BMW GS1200 (2007) Honda CBR900RR Fireblade (1997)
So you momentarily lose concentration and knock down a kid, crippling but not killing. Your ins.co. is looking at a £1m+ settlement. They'll happily spend several grand on trying to prove that you had broken the conditions of your insurance (such as not telling them of modifications that would affect performance) so that you're liable for that £1m, not them. And in your case they'll succeed. I suggest you rethink.
OTOH, my GSXR was serviced a week before the French run - good thing I checked the oil before I went though [1] [1] Needed about 400ml to get it between the two marks. I wonder if they forgot to top up after allowing the oil to run through the new filter.
Ah. I thought you risked being uninsured. Can you elaborate, or point me in the direction of elaboration? I mean, obviously you'll be right, but I like to understand rather than simply know, IYSWIM.
I have quite up front and honest with my insco's. When asked about modifications I tell them I am on a continuous search to flatten and widen the power band, to move the torque further down the rev range to improve power delivery and fuel consumption in the areas where I can safely use it to best advantage and they have consistently told me I will not get a discount for it. Cunts the lot of them. Doesn't that rather imply a pre qualification of which we have no proof?
While I probably wouldn't tell my ins. co about any modifications I think that their request is reasonable. If anything on the machine increases the power, and, as such, increases the risk/insurance group then they could turn a claim down or cancel your insurance when they found out. It's like taking out a medical insurance policy and saying "Oh no, nothing's wrong with me" when one has a heart condition and then trying to claim for something related to the heart condition.
Is there any proof that they do alter the performance? Do i tell them i am fitting clear indicators, do I tell them i have just fitted a new clear rear light set? For what it's worth, i didnt fit them & for all i know it could have been fit as standard as i bought it second hand. -- 'Chill Winston.......' Nige Subaru WRX (54) Land Rover Discovery II (2001) BMW GS1200 (2007) Honda CBR900RR Fireblade (1997)
Been a while since I looked at it, but basically, once an insurer issues a certificate of insurance for a vehicle, they may be liable to third parties for any damage caused by the person driving. Look at s151 of the Road Traffic Act 1988. There are many exceptions but I think it would apply in the case above.
But don't they only issue that certificate on the basis that the bike is as you have described it? What if you put a bigger engine in? A more extreme case than tuning an engine up, but wouldn't the same principle apply?
But I havent done any mods at all. I dont know if they are enhancing performance, i know nothing regarding this kind of thing. How would I know what a Yoshi can was? It's only as it says it on the very nice carbon fibre thing. -- 'Chill Winston.......' Nige Subaru WRX (54) Land Rover Discovery II (2001) BMW GS1200 (2007) Honda CBR900RR Fireblade (1997)
Did you read s151? No, then do and you'll understand what it's all about. The insurer's entitlement to cancel/avoid as against the proposer may be of no effect as against a third party. http://www.opsi.gov.uk/acts/acts1988/Ukpga_19880052_en_7.htm If there's no insurance, the victim can claim against the Motor Insurers Bureau - which is funded by, guess? The insurance industry. So, either way, the insurance market pays. Holding the issuer of the certificate liable is just one way of doing this and is a slightly less randon system.
So, you are saying that if i had 3rd party only it means **** all if i put a turbo on it & not tell them? As i wont be claiming from them. Or have i misread your post? -- 'Chill Winston.......' Nige Subaru WRX (54) Land Rover Discovery II (2001) BMW GS1200 (2007) Honda CBR900RR Fireblade (1997)
Comes down to what is "material". I suppose your theoterical example of a bigger engine might just entitle the insurer to avoid. I really can't see a dynojet being "material" i.e. in the sense that it would alter the underwriter's decision to write the risk at the stated premium.
