UK Insurance for Ireland relocation

I live in London and wil shortly move to Dublin. There are two insurers
Carole Nash and AON Bike, both of which are prohibitively expensive. I
have been told by bikers in Ireland that it is possible (due to some EU
regulations) to insure in the UK for use in Ireland. I've tried NU, CIA
and Devitt none of which will do this.

Can anyone advise?

Cheers
BP

 

Well, if you find the regulations, post 'em here. ITYF that they may
have been wrong.

I've emailed a couple of InsCos in the UK for a similar problem and
have asked them the same question. The reponse has always been "No".

I've also asked a couple of French InsCos about insurance in France for
a UK registered bike. Just waiting on the replies now.

 

Under EU cross-border trade rules, the market is open for any insurance
company to offer insurance in Ireland. The pig in the oinkment is that
the Oirish govt insist on any ins co taking business in Ireland must
have an office here, so EU insurers don't do it because it's a
relatively small market. That's the only reason; however, I've heard of
a French ins co willing to underwrite business in Ireland. I'll try to
find out more.

 

Hi Try www.directchoice.co.uk they use Highway who will cover NI...

shaun

 

Now that's an interseting thoughtline.....




--
Dnc

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MIB#26 two#54(soiled) UKRMMA#26 BOTAFOT#153 X-FOT#003

 

Thanks Dave - if you find out let me know.

 

Hi Shaun, no luck. DirectChoice gave me the standard clueless answer
that you need to be insured at the country of residence and that's
that..

 

BigPig wrote

That is not as much that as you think it is, there are other things that
are that that you have to think about. For a start, had it occurred to
you that a bit of FAQ reading might be in order. ukrm has a ffaq, good
reading that is and that is that.

 

Er, Shaun. Since when, has Dublin been in NI?

 

Oh shit geography was never my strongest subject.....

shaun

 

I think the reason is a bit more legal sounding, but to much the same
effect. The Irish govt requires that the Certificate of Insurance that you
get issued with needs to say that you are insured for the purposes of the
Irish Road Traffic Act 19xx. Most insurance companies in Europe can't be
arsed employing the legal people this would require, given the tiny
market.

BigPig: What were you being quoted anyway? You can knock a small bit off
with haggling (with two insurers, there's not a lot of haggling scope) and
a good chunk (an additional 35%) for some forms of advanced tests (AON
will give you 35% off for ROSPA gold, 15% for their own intermediate test)
Carole Nash up the price a good bit if you tell them you dont have the
bike in a secure garage overnight - I'm sure one of those steel boxes
you see advertised in bike magazines would cover this.

Brian.

 

.... and it keeps the EU companies out so the local ins cos have a nice
little earner. Not that there's any carpet-bagging going on, heaven
forbid.

 

Hi Brian

For Hornet 600, 1999, 4 years no claims, 30 yrs old : approx 900 Euro
3rd party only! UK for 3rd party fire theft + Europe + breakdown it's
only £170. I don't think they will actually cover theft anywhere
unless it is garaged...

 

BigPig wrote

OK newbie, off with you and read the ukrm ffaq. Pay particular
attention to the bit about posting style and how the regulars here get
really anal about it all.

 

900 for 3rd party sounds a bit high. The bit about it being garaged leads
me to believe you're talking to Carole Nash. Have you got a similar quote
from Aon Bike Care - they are accepting online quote requests at
http://www.aon.com/ie/en/about/contactus/bikecare_quote.jsp

Aon quoted me EUR 1100 fully comp for an R1 last year, while CN wanted
over 2500 (5+ years no claim, >30 years old)

Brian.

PS. You'll make more friends if you post your followups with your content
at the bottom, takign care to snip bits that you dont need.