Young rider insurance

Ok so I am about to do my CBT in the next few weeks and decided to get an
insurance quote for a motorbike if I decided I wanted one at the end of the
DAS. I got a quote at random for a Honda CBR600 although I don't know
anything about it. The quote was £2500. Is this a particularly expensive
one to insure? I am 23 with 3 points and 1 accident (car). I don't think I
would want to pay more than £500 on insurance, what kind of bike could I
insure for that and what kind of performance would it have?

Also I am rather clueless as to how fast these motorbikes are - I couldn't
find any top speeds or acceleration figures on either the honda or the
yamaha websites. I have a renault clio 1.2 and that takes about 12 seconds
to go from 30-70mph! How would this compare to a five grand bike?

 

£500 quid insurance gets you quite a small slow bike. But it'll still
be faster than most cars on the road.

Really your best bet is to be looking at 500/600cc 'naked' bikes.
These are bikes with little or no plastic fairings on them. Because
they're not full on sportsbikes, like the CBR6, they'll be slightly
cheaper to insure and they'll be easier for a newbie to ride.
However, if you're looking at spending 5k on a bike, you'll be looking
at an insurance bill of around 1k fully comp.

heh, 5 grand bike, that covers an awful lot of bikes. Ok, take mine
for example. By the time your Clio is doing 70, I'm doing 170 and
still accelerating.

 

At least. Even the naked bikes are still > group 8 - a Hornet or a SV650 are
not that cheap to insure.
Especially at 23, with new licence and an accident - I struggled to get
insurance on the SV and that was without the accident.

 

It's a Sports 600 - group 14 insurance, compared to (for comparison only)
your Clio at group 2.

Not really.

Do you want fuly comp? If so, IMO, you're going to be _extremely lucky_ to
get < £500 on anything with a greater then 125cc engine that's
vaguely decent.

Try CIA insurance - they gave me a quote when no one else would at the same
age

Go to a shop, buy any one of hte motorcycle magazines there and you will
find all the answers.

<sanctiminious **** mode>
It sounds like you're purely interested in the performance, which is fine,
but you seem surprised that this performance costs something. Insurance is
high because people crash the buggers, or because the insurers think they
are likely to

Why not do your DAS and see how you feel at the end of that - it might help
you decide.. You also need to take into account other costs
such as servicing - bikes can be expensive in tyres and require services
every 6 months or 4000 miles in many cases.

Protective gear, should you chose to wear it, is also not cheap.

</scm>

 

Not for that type of bike

Well, my Ducati Monster 600 cost somewhat less than GBP400 IIRC. (TPFT)
OTOH I was 31, no no claims but a pristine licence

Ho ho. The Monster above cost 3.5k I think. Regarded as a slow bike, with
gentle power delivery and suitable as a first 'big' bike. There was a piece
I read somewhere that the 0-60 time of 4.1 seconds put it right up against
a McClaren F1. 30-70 would be slower, but I would be rather surprised if it
was more than half what your Clio does it in. Can't remeber what the Triple
figures are, but quite a lot faster springs to mind.
--
Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
Tyger, Tyger Burning Bright (Remove rust to reply)
Alfa 116 Giulietta 3.0l (Really) Sprint 1.7
Triumph Speed Triple: Black with extra black bits
www.cuore-sportivo.co.uk

 

Now it's not often I get to say this, so I have to leap at every
oppurtunity...

It certainly was with you on it

 

your average 600 will do 0 to 60 in about 3.5 seconds 0 to 100 in about 6
seconds obviously depending on type of bike
the sports bikes will go a little quicker than the above the cruisers a
little slower , however they are all a damn site faster than your Clio

 

What colour is the sky on your planet?
--
| ___ Salad Dodger
|/ \
_/_____\_ GL1500SEV/CBR1100XXX/KH500A8/TS250C
|_\_____/_| ..64299../..15196.../..3157./.19406
(>|_|_|<) TPPFATUICG#7 DIAABTCOD#9 YTC#4 PM#5
|__|_|__| BOTAFOT #70 BOTAFOF #09 two#11 WG*
\ |^| / IbW#0 & KotIbW# BotTOS#6 GP#4
\|^|/ ANORAK#17
'^' RBR-Visited:13 Pts: 250 Miles:1237

 

Oddly the Triple exhibits the same 'issue'

Still off on a Met Bikesafe course on Tuesday. Might help a bit
--
Catman MIB#14 SKoGA#6 TEAR#4 BOTAFOF#38 Apostle#21 COSOC#3
Tyger, Tyger Burning Bright (Remove rust to reply)
Alfa 116 Giulietta 3.0l (Really) Sprint 1.7
Triumph Speed Triple: Black with extra black bits
www.cuore-sportivo.co.uk

 

Not pie coloured.

 

Indeed, even I'd say those are litre bike times - and R1/GSXR1000 times at
that.

 

The 0-60 is probably close but the 0-100 is a bit off I think.

 

0 to 100 should have read 30 to 100 typo sorry



There is only a small difference in 0 to60 times between 600 and1000
probably less than 1 second though
This is due entirely to the fact you cannot put all the power down on a
1000cc sports bike in first gear , well not without performing a humongous
death defying wheelie of wheelies

 

steve robinson () wrote:
: your average 600 will do 0 to 60 in about 3.5 seconds 0 to 100 in about 6
: seconds obviously depending on type of bike
: the sports bikes will go a little quicker than the above the cruisers a
: little slower , however they are all a damn site faster than your Clio

Sports 600s do 0-60 in about 3.5 secs, 0-100 in 8. 1000s do 0-60 in about
3 and 0-100 in 6. No idea about 30-70, car road tests usually give this
figure but bike mags don't.

Blair.
'97 CBR600

 

Old, but...

http://www.mcnews.com/mcnews/articles/TestBike-Index1-2001.pdf
http://www.mcnews.com/mcnews/articles/TestBike-Index2-2001.pdf

 

I'm also 23, no accidents but 6 points. TPFT on a zzr600 (155mph, 0-60 in
3.5(ish!!)) is £365 (ins group 13).

That's with no NCB and straight after the direct access test, and I live in
a reasonably built up area..

This is with Motorcycle Direct, but ring every single insurer out there, as
they're all different. I would have preferred a sportier bike but it was a
hellova lot more££.

hth

kurt

 

It was somewhere around Barstow, on the edge of the desert, when the

Lovely and all, but could you please read the faq and absorb the bit
about top posting.

--

Dave

GS 850 x2 / SE 6a
SbS#6 DIAABTCOD#16 APOSTLE#6 FUB#3
FUB KotL OSOS#12? UKRMMA#19 COSOC#10
Get rid of your SOC/SOB here http://www.sparesorrepair.co.uk/